BENEFITS 
Our Employees Are Our Most Valuable Asset!

At the City of Hutto we are committed to a comprehensive benefit program that helps our employees stay healthy, feel secure, and maintain a work/life balance. Below is a list of benefits currently offered at the City of Hutto.

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Medical

City of Hutto provides medical insurance coverage for all full-time employees and their dependents.  The coverage is provided by UnitedHealthcare– National Choice Network.
There are two medical plan options:
1.       High Deductible Health Plan (HDHP) with a Health Savings Account (HSA)
2.       Exclusive Provider Organization (EPO)
HSA Info
The City of Hutto contributes $150 per month to employees accounts! That's $1800 per year. 
A Health Savings Account (HSA) is a pre-taxed personal savings account that works in conjunction with a high deductible health plan (HDHP). Participants can pay for qualified medical expenses with tax-free dollars from their HSA and there is no ‘use-it-or-lose-it’ requirement.  The account is portable and the balance plus earnings (from interest and/or investments) carries over year after year, all tax-free. If HSA monies are used for non-qualified medical expenses prior to age 65, a 20% penalty plus ordinary income tax must be paid to the IRS.

Employee Assistance Program
Benefits eligible employees are provided with the Employee Assistance Program (EAP) at no cost to you as long as you are enrolled in a medical plan offered by the City of Hutto. The EAP is a confidential counseling and referral service that can help you and your dependents deal with life’s challenges.

Read more in Choosing the Right Care

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Dental
Visiting the dentist can help you and your family keep a great smile as well as maintain good health. This dental plan, offered by MetLife, is designed to help you keep your teeth in the best shape possible. While there is a network of providers you can utilize, benefit percentages are the same regardless of whether you visit an in-network or out-of-network provider.  By utilizing an out-of-network provider, your benefits may be subject to reasonable and customary charges and you may be billed if your dentist charges above this amount.

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Vision
With UNUM’s vision plan, you and your dependents can go in-network or out-of-network for periodic eye exams, glasses, contacts and more. Going in-network always saves you money on out of pocket expenses and gives you a higher level of benefits. You are responsible for costs beyond what is allowed when you go out-of-network.

Life Insurance & AD&D
Life Insurance - City of Hutto provides all full-me employees with group Life and AD&D Insurance.  This plan is 100% paid by the City of Hutto. The premiums for this plan is paid for 100% by the City of Hutto.
Voluntary Life & AD&D Insurance - City of Hutto makes available to Full-Time Employees the opportunity to purchase additional voluntary life insurance for themselves and their dependents at discounted group rates.   
Critical Illness and Accident - (Offered through Unum) Critical Illness insurance can pay money directly to you when you’re diagnosed with a certain serious illness.  Examples of covered illnesses include: heart attack, cancer, major organ failure. A wellness benefit is offered every year so that each family member who has critical illness coverage can also receive $50 for getting a health screening test. Accident insurance can pay a set benefit amount based on the type of injury you have and the type of treatment you need.  It covers accidents that occur on and off the job.  And it includes a range of incidents from common injuries to more serious events. A wellness benefit is also offered every year for each family member who has Accident insurance coverage.  Each family member can receive $50 for getting a health screening test.
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Legal Service -  
Benefits eligible employees can elect legal service coverage through Metlife.  Employees who elect legal coverage will receive support from professional, experienced attorneys to help navigate life’s twists and turns.  (For example, money matters, home & real estate, estate planning, family/personal, civil lawsuits, elder-care issues, and vehicle/driving)
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Identity Theft Protection - Benefits eligible employees can elect identity theft protection through ID Watchdog.  Coverage includes credit monitoring support, fraud alert assistance, identity and dark web monitoring along with a variety of other protections. 

Disability Insurance
Short-Term Disability – This is a voluntary additional purchase for employees that pays up to 60% of your weekly salary if you are out of work for an extended period of time for up to 12 weeks. 
Long-Term Disability – The City of Hutto provides all Full-Time employees with Long-Term Disability through Unum.  This plan will pay you 60% of your weekly salary if you are out for an extended period of time over 13 weeks.

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Retirement
TMRS provides retirement benefits to City employees.  Participation is mandatory for employees working 1,000 or more hours per year.  7% of your gross pay will be deducted each paycheck and deposited into your member/retirement account. The City will match your contribution 2:1* and vesting is at the completion of 5 years of service. You will be eligible for retirement benefits at any age after 20 years of service or at age 60 with 5 years of service. To receive the City’s contribution, you must be eligible for retirement. 
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The 457 (Deferred Compensation) retirement plans allow you to invest in your retirement and are a great way to supplement your TMRS retirement benefits.  Taxes on your contributions are deferred until your assets are withdrawn.  Employees may make tax deferred contributions to a 457 account, based on the following contribution limits: