Benefits updated for FY 23-24

At the City of Hutto we are committed to a comprehensive benefit program that helps our employees stay healthy, feel secure, and maintain a work/life balance. This benefit guide will walk you through your benefit offerings and provide details to help you confidently select plans and coverage that best fit your needs.  

Click here for the 2023-2024 Benefits guide

Medical, Dental & Vision

City of Hutto provides medical, dental and vision insurance coverage for all full-time employees and their dependents. Medical, dental, and vision coverage are provided by Blue Cross Blue Shield.

Critical Illness, Accident, Cancer & Hospital, provided by American Fidelity

Critical Illness Insurance can pay money directly to you when you're diagnosed with a certain serious illness. Examples of covered illnesses include: heart attack, cancer, or major organ failure. A wellness benefit is offered every year so that each family member who has critical illness coverage can also receive $50 for getting a health screening test.

Accident insurance can pay a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur on and off the job. And it includes a range of incidents from common injuries to more serious events. A wellness benefit is also offered every year for each family member who has Accident insurance coverage. 

Cancer insurance can pay money directly to you when you are diagnosed with a form of cancer to help ease the financial burden of cancer treatment so you can focus on recovery.

Hospital Indemnity Insurance helps with out of pocket costs when you have a hospital stay.  This can be used in conjunction with an H.S.A. account for tax benefits and potential savings.

Legal Services

Benefits eligible employees can elect legal service coverage through Metlife. Employees who elect legal coverage will receive support from professional, experienced attorneys to help navigate life's twists and turns. Example services offered through Metlife:

  • Civil Lawsuits
  • Elder-Care Issues
  • Estate Planning
  • Family/Personal
  • Home and Real Estate
  • Money Matters
  • Vehicle/Driving

Identity Theft Protection

Benefits eligible employees can elect identity theft protection through ID Watchdog. Coverage includes credit monitoring support, fraud alert assistance, identity and dark web monitoring, along with a variety of other protections.

Life Insurance

City of Hutto provides all full-time employees with group Life and AD&D Insurance. This plan in 100% paid by the City of Hutto.  Provided by Cigna.

Voluntary Life & AD&D Insurance

City of Hutto makes available to full-time employees the opportunity to purchase additional voluntary life insurance for themselves and their dependents at discounted group rates from Cigna.  We also offer portable term and whole life options from American Fidelity.

Short-Term Disability

The City of Hutto provides all full-time employees with Short-Term Disability through Unum. This plan will pay you 66% of your weekly salary if you are out for an extended period of time over 13 weeks.

Long-Term Disability

The City of Hutto provides all full-time employees with Long-Term Disability through Unum. This plan will pay you 60% of your weekly salary if you are out for an extended period of time over 13 weeks.

Employee Assistance Program

The Employee Assistance Program is free of charge to all  employees and their immediate family/household members. This program provides the following services:

  • 24 hour telephonic consultation
  • Crisis intervention services
  • Monthly telephonic seminars
  • Online resources for employees and their household members
  • Up to 6 counseling sessions per issue, per year
  • Referrals to community resources
  • Work/life consultation, resources and referrals


TMRS provides retirement benefits to City employees. Participation is mandatory for employees working 1,000 or more hours per year. 7% of your gross pay will be deducted each paycheck and deposited into your member/retirement account. The City will match your contribution 2 to 1 and vesting is at the completion of 5 years of service. You will be eligible for retirement benefits at any age after 20 years of service or at age 60 with 5 years of service. To receive the City's contribution, you must be eligible for retirement.

The 457 (Deferred Compensation) retirement plans allow you to invest in your retirement and are a great way to supplement your TMRS retirement benefits. Taxes on your contributions are deferred until your assets are withdrawn.  Provided by Mission Square.

The City also offers a Roth IRA plan to allow you to pay taxes now on invested funds so that there is no surprise when funds are dispersed.  Provided by Mission Square.

Starting July 1, 2022, the Transparency in Coverage Final Rule requires insurers and group health plans to publish machine-readable files (MRF) of the in-network negotiated rates and out-of-network historical payments to guide participants and beneficiaries.  Follow this link to see these files for United Health Care.